Welcome To Semper Financial

At Semper Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Mortgage Loan Origination "Only" in California & Arizona under NMLS #1758826. 

****

Purchasing

We work conforming and non-conforming real estate loans.

Click here for more

Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

Click here for more

loan office work table

Apply Now

Get started with our easy online application.

Click here to get started

Today's Rates *

TermRateAPR
30 Yr Fxd7.120%7.130%
30 Yr Fxd FHA6.490%7.170%
15 Yr Fxd6.620%6.650%

*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help. Click for more

Latest News

A Year After Credit Suisse's Fall, UBS's Path Is Lined With Temptation

UBS wants to use the Credit Suisse acquisition to expand its investment banking operations in the U.S. Above all, though, it needs to retain the focus on wealth management that is beloved by investors.

FHA

There are lots of good reasons to choose an FHA loan.

Click here for more

loan officer workspace

Contact Us:

Call Us: (951) 227-0493

Our Address: 23417 N 81st Drive
Peoria,AZ, 85385

Calculate Monthly Payment*

Calculate Monthly Payment
Term Rate Apr Payment
30 Yr Fxd 7.120% 7.130%
30 Yr Fxd FHA 6.490% 7.170%
15 Yr Fxd 6.620% 6.650%
Calculate
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.