Real Estate Agents


Real estate agents work very hard to find buyers and Semper Financial works very hard to keep the loan application of your buyer moving forward very hard. We have over 20 years of solution oriented, out of the box get-it-done team members which directly helps you get more referrals helping your business grow. The founder of Semper Financial owns Smith Home Sales DRE #01233501 which has the same challenges as you do when moving forward with a potential offer. 

Semper Financial funds loans thru 5 out of 10 of the countries top mortgage wholesale lenders, Quicken, Loan Depot, Claiber, Stearns, United Wholesale Mortgage. We Also offer private/hard money, called NON-QM, which offers your self employed, off the radar cash carrying folks a way to go. 

The main goal is to secure your buyer/borrower financing in a very smooth, hassle-free process. Loans have been simplified, so lets get your borrowers qualified and shopping for their new home as quick as possible.


Join Our Team


Please text Us at 951-227-0493 to begin the journey together!

James Patrick Smith,  DRE # 01233501

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California Department of Real Estate Salesperson Change Application Link:

California Department of Real Estate Broker-Associate Change Application Link: