Welcome To Semper Financial

At Semper Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Mortgage Loan Origination "Only" in California & Arizona under NMLS #1758826. 



We work conforming and non-conforming real estate loans.

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We can help you lock in a long term fixed rate and get out of your ARM.

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Get started with our easy online application.

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There are lots of good reasons to choose an FHA loan.

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loan officer workspace

Contact Us:

Call Us: (951) 227-0493

Our Address: 23417 N 81st Drive
Peoria,AZ, 85385

Calculate Monthly Payment*

Calculate Monthly Payment
Term Rate Apr Payment
30 Yr Fxd 6.394% 6.468%
30 Yr Fxd FHA 5.75% 6.82%
15 Yr Fxd 5.664% 5.793%
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.